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But most people are unaware of the importance of this blessing and are neglectful of their duties towards it, namely to fill it with acts of gratitude and obedience towards Allaah Subhaanahu wa Ta`aala. Our Prophet, Sall Allaahu`alayhi wa sallam said: "There are two blessings which many people do not make the most of and thus lose out: good health and free time." (Narrated by
al-Bukhaaree, 6412)

The value of time is difficult to calculate. One example we can use to view what our time is worth is the financial comparison method.
The following chart indicates the time value in money:

If annually Every hour Every day Hour saved a you earn is worth is worth day is worth
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$20,000 $10 $83 $2,302
30,000 16 125 3,453
50,000 26 208 5,755
80,000 42 333 9,208
150,000 78 625 17,266
300,000 156 1,250 34,531

* - based on a 240 days in working year and 8 hour work-day.

Notice how much money we save just by limiting how we spend time to save one hour a day. Just one hour a day, for someone earning $50K a year, is worth $5,755.00. Several keys to the correlation between time and money can be derived from this chart.

1. Time is worth more than most of us realise.
2. Our wages are worth less than we think if we are working 12 hour days vs. 8 hour days.
3. Commuting time and other time gobblers do matter over the long haul.

Money is also energy - however, money lost can be replaced. The value to money is seeing how money saved can compound when invested wisely. A valuable exercise to apply when evaluating this chart is to take our time value of money and double or triple the perceived worth of our time. This will likely raise the value we place upon our time, which is the only resource we have that cannot be replenished once it is spent. Time is very important for our success both in this temporary world and the Hereafter to come. If we waste time, if we abuse it, then we waste and abuse our lives. Therefore, if we really give value to Allaahu Subhaanahu wa Ta`aala's Deen then, we must give due value to the importance of time and recognise the urgency in what we are doing, yet also understand the value in working on our Deen matters by not neglecting our time or use it haphazardly; on the contrary we should bring ourselves to account, structure our litanies and other practices during each day and night, and assign to each period a fixed and specific function for self-development in our Deen and maximise its potential. The better route towards self-development is, of course, to integrate all our efforts into a structured daily life, in shaa`Allaah.

We ask Allaah Subhaanahu wa Ta`aal to guide and perfect us in the usage of our time for His Ta`aala's Deen, and to help us fast, pray and adhere to all the things that pleases Him Ta`aala, and to accept (these acts of worship) from us, and to forgive us for our shortcomings. Aameen.

Fee Amaanillaah,
Your sister,
K a r i m a
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Read excellent Tafseer of Soorah al`Asr, by Ayub A. Hamid